What You Need & What's Bullsh*t – The Insurance Madness of Germany

What You Need & What's Bullsh*t – The Insurance Madness of Germany

Christmas is around the corner! Grab the NordVPN Christmas deal now! Go to https://nordvpn.com/radicalliving to get a 73% discount on a 2-year plan + 1 FREE month on top!

Find out why Germans are CRAZY about Insurances, which ones are the most common ones, which insurances are mandatory and which not and if they make sense for you or not.
Germans don’t stop at the health insurance, they want to get as many as they can afford, from liability insurance over household insurance
to life insurance.

50 Comments

  1. mplwy on December 18, 2021 at 2:23 am

    After watching stuff like this, I really can’t understand why some people think that US health insurance (or other insurances) are worse than British, Canadian or German insurances.

  2. Hiếu Nguyễn on December 18, 2021 at 2:24 am

    Heyyy, you were in Vietnam with the drone scenery, weren’t you? When was it? 😄

  3. NHMO OYTIS on December 18, 2021 at 2:26 am

    Are you insured against being carted off to a Kovidlager? Just askin’. 🤔

  4. Clarisa on December 18, 2021 at 2:27 am

    Your hair looks so pretty

  5. Jochav3z on December 18, 2021 at 2:27 am

    In Ecuador non insurance is mandatory. Health insurance and pension, are enable when you start working, but you can disabled if you want.

  6. agoraki_4everything@hotmail.com on December 18, 2021 at 2:28 am

    3500 euro is the national average salary in Germany? I make 3500 euros in 4 months of hard work with 1 day off pr week in Greece working in 5star hotel with university degree and 3 languages. I am a capitalistic slave. 1200 euros pr month and from these 300 extracting for health and pension insurance. Ich komme auf Deutschland zu.

  7. M Rudo on December 18, 2021 at 2:29 am

    How do i insure my nuclear power plant?

  8. MarcGrafZahl on December 18, 2021 at 2:30 am

    I expected German Youtubers to have a Videoausfallversicherung, to cover the lost income due to videos you could not upload because of sickness or when the equipment is stolen or the Christmas markets you planned to show in your videos are closed due to pandemic.
    Upps, sorry if I just gave an idea to the insurance companies…

  9. mahmoud elsherif on December 18, 2021 at 2:30 am

    nice video

  10. Radical Living on December 18, 2021 at 2:30 am

    Ho, Ho, Ho! Hackers have nothing to laugh about with this Christmas deal. Grab the NordVPN deal at https://nordvpn.com/radicalliving to get a 73% discount on a 2-year plan + 1 FREE month on top!

  11. Zein Saeed on December 18, 2021 at 2:31 am

    Like it not, Germany is still the same Reich it was. Just a different cover. Everyone has their favourite cover, and I have mine too.

  12. Aaron Ogola on December 18, 2021 at 2:34 am

    whats up with all german channels advertising for nordvpn…

  13. Lilla Visnyei on December 18, 2021 at 2:38 am

    What, u can have a car intranet less than 100€/month in Gernany? *Cries in British* 😭😭

  14. AboutUkraine on December 18, 2021 at 2:39 am

    Canadians are crazy about insurance…

  15. alpacinoxz on December 18, 2021 at 2:39 am

    In Brazil we usually only do it for accidents or stolen cars

  16. Panther774 on December 18, 2021 at 2:39 am

    Jammern auf hohem Niveau? 🤔

  17. Santiago C on December 18, 2021 at 2:39 am

    haha you need to do another collab with Nalf!

  18. unioncityman63 on December 18, 2021 at 2:41 am

    If you don’t pay into pension insurance, what do you do for old age?
    In Amerika it is called social security for old age.
    (So true pay and pay into insurance and when you want to use it, „sorry you’re sh*t out of luck, have a nice day“

  19. 7OWN on December 18, 2021 at 2:43 am

    11:21 Пока Пока Иван! до встречи

  20. Nicolae Ceausescu on December 18, 2021 at 2:48 am

    car insurance for new drivers in uk cost £2000

  21. Medilu S. on December 18, 2021 at 2:48 am

    Putin laughing got me crying hahaha

  22. Atrévete a lo Nuevo on December 18, 2021 at 2:51 am

    Moving to Berlin to work on a special assignment for two years after which I’ll move to another country. Is it possible to be exempted for certain contributions like pension since I’m only there temporarily? Danke

  23. javasuko on December 18, 2021 at 2:51 am

    Иван всегда прав

  24. Nova on December 18, 2021 at 2:51 am

    Christmas IS just around the corner! I hope you have a happy and healthy Christmas if we don’t see you again before then! 😘 If we do then we will send more wishes 😂😂

  25. L W on December 18, 2021 at 2:54 am

    I appreciated that at the end of this video … I got an insurance ad

  26. Vlad on December 18, 2021 at 2:54 am

    Great video, i didnt see single dislike!

  27. Ilija Trajkovski on December 18, 2021 at 2:54 am

    Nice video. I have Zahnzusatz, find it also quite important. And wanted to say, that now instead of Lebens- the Arbeitsunfähigversicherung is quite popular… at the least by the workers in those towers when trying to sell you something. And about that Riesterrente?

  28. ThatGuy on December 18, 2021 at 2:54 am

    Is it actually illegal for a tree to go over the property line in Germany? I’m pretty sure in America that unless it’s causing damage, the part of the tree that’s over the line is just considered the property of the person whose yard it is intruding into.

  29. Carol on December 18, 2021 at 2:54 am

    I love the American "communist" bits.😂 Btw, we have all of these.🙄 We even had the "glass insurance" someone mentioned for a while. I remember when my husband told the insurance salesman that we wanted it. I was like, REALLY?!🙄 We’ve since cancelled it.

    It’s also true what someone said about being doubly insured.

  30. Be Strong and Love Yourself on December 18, 2021 at 2:56 am

    I don’t live in Germany, but still found this video useful and entertaining! Thank you! 🙏🥰
    I wish there was a movie with you as a main character, you are a great actor! ☺️💖

  31. Sergio Alegre Vicente on December 18, 2021 at 2:56 am

    Swiss are also a bit crazy about insourances…

  32. Medilu S. on December 18, 2021 at 2:57 am

    You forgot the Berufsunfähigkeitsversicherung, most German thing ever 😀

  33. ام هاني الشريف on December 18, 2021 at 3:00 am

    The government love us 😎 oh yeah 😨

  34. unioncityman63 on December 18, 2021 at 3:01 am

    I love Ivan. ‚all too complicated and is for pussies‘ 😀😀😀. Seriously, this is a well done video Mr Radical, I am still trying to understand all the insurance BS in life.
    This did help explain insurance in way that held my short American attention span was not boring!
    USA insurance is similar but pensions are pretty much a thing of the past now.
    I tip my American hat to you in appreciation for this video🎩

  35. NHMO OYTIS on December 18, 2021 at 3:01 am

    The bucketheads never change.

  36. Xipher on December 18, 2021 at 3:05 am

    Danke. I will need to know what I need to have, pay, and the don’ts and do’s in Germany. I want to go over there. Thank you for your content Radical Living. Es ist nützlich. I hope you get more subscribers too.

  37. Lila Ne on December 18, 2021 at 3:06 am

    Next video you should try to teach us how to pronounce „Haftpflichtversicherung“ (i mean come on, 5 consonants in a row?!?..)

  38. Koohan Paik-Mander on December 18, 2021 at 3:07 am

    Which month is Insurancefest in Germany?

  39. Joe Prokhorovka on December 18, 2021 at 3:08 am

    No bicycle insurance? I can’t believe it!

  40. william saltsman on December 18, 2021 at 3:08 am

    Sooo funny. Could not stop laughing.
    I usually skip over imbeded commercials into videos but couldn’t skip the VPN one. hmmmmmm I wonder why. You are so talented!! I had to snap a photo of the "payout by loss of" and save it to my pictures. 💖

  41. Fulton Lopez on December 18, 2021 at 3:09 am

    All the insurance names sound the same to me

  42. Giuseppe Cerchia on December 18, 2021 at 3:11 am

    Hallo, I’ve moved to Bergstraße since last october and I couldn’t disagree with you because I HATE THE FACT THAT THERE IS INSURANCE FOR EVERYTHING, LITERALLY EVERYTHING Gottverdammt

  43. Fulton Lopez on December 18, 2021 at 3:13 am

    This usa, our family has 11 different types of insurance

  44. Laurian B on December 18, 2021 at 3:14 am

    yeah the Netherlands is pretty similar, also glass insurance as in the windows of your house and if your kid breaks somebody else s windows. I liked your points, except the pension one, you can invest pre-tax money in a fund even as a free-lance.

  45. PlatinumState on December 18, 2021 at 3:15 am

    No wonder all the immigrants are going straight to Germany when youre giving them a free flat, health insurance and 450 euros a month

  46. Ser Marr on December 18, 2021 at 3:16 am

    What’s the difference between health and care insurance? Isn’t it the same thing?

  47. Dexter on December 18, 2021 at 3:18 am

    Yeah but there is a good chance you have Balkan neighbour who has charcoal grill on his balcony and burn entire building.That’s why you need insurance..

  48. S. L. on December 18, 2021 at 3:18 am

    Mega Video. Alter, du schaffst es immer wieder die Bürokratie auf eine Sinnfolle Art und Weise zu Erklären ! Kann nur sagen : Keep it up! Weinachtliche Grüße !

  49. Thomas Boyd on December 18, 2021 at 3:20 am

    Wrong question Thomas. You need to get rid the Tory government in Britain. The UK Liberal Democrats will get you full P.R STV voting for UK general elections. Did Art win this Shospshire seat for UK Liberal Democrats yes.

  50. Justin Heinlein on December 18, 2021 at 3:21 am

    Sounds a lot like communism to me haha

Leave a Comment